I don’t know about you, but the past few months have been really hectic. We’ve been busy with work, school, activities and holidays.
Sometimes when you’re so frazzled, it seems like it will never end. But January is upon us — a chance to start fresh, scale back and go into the new year feeling more calm.
I’ve been circling around the idea of a no-spend month for a few weeks. A no-spend month is a month (or any amount of time) where you don’t spend any money outside of necessities. You still pay your rent or mortgage, car payments, debt payments, utilities, etc. but you cut out the discretionary spending.
When I first mentioned this to J, he was a little confused — a no-spend month where you actually DID spend money didn’t make a lot of sense. (Kids can be very literal.)
I explained that there’s almost no way to not spend ANY money for a month (aside of pre-paying everything I guess, which may be difficult to do), but that the sentiment was really to cut back on all the extra STUFF, which in my mind leads to more stress.
