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Real-life money lessons

Our homemade school lunch frugal fail

During his years in elementary school, J packed his lunch almost every day. When he started middle school a few months ago, he wanted to buy; apparently the food was THE BEST EVER.

We started putting money on his lunch account but found it going really fast — and honestly it’s because we weren’t paying attention.

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Real-life money lessons

Teach your kids to give back this holiday season

The holidays are a great opportunity to teach your kids about giving back. Whether items, money or time, giving to those less fortunate not only helps them but it feels good.

Think about what’s important to your family and how you can make an impact this holiday season.

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Real-life money lessons

Yes, Your 11 Year Old Can Learn to Budget

For over a year, our family has been using FamZoo. Now that my kiddo is starting middle school, I felt it was a good time to introduce budgeting. (Okay, actually I was really excited!)

I started with a paper budget that had five categories. That lasted for all of a hot second before we ran out of space — even kids need more than five categories.

Enter YNAB. I’ve used it for years (you’ve heard me love on it before) — why not have J give it a shot? It also seemed like a good time because he could use the YNAB app on his new cell phone.

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Real-life money lessons

How do I save enough money to buy a car?

A few weeks ago I was talking with a 15-year-old who had just started her first job. She mentioned she wanted to buy a car and opened a savings account to start saving. She had $100 in the account already and the car she was looking at was $3,000.

I started crunching the numbers in my head and coming up with a game plan (because that’s how I roll).

Categories
Real-life money lessons

How to Give Your Middle-Schooler Additional Freedom in Making Money-Related Decisions

Last week, J and I had a conversation about what else he would like to learn about money. He’s going to middle school in the fall and I mentioned it would be a great opportunity to give him some extra responsibilities.

We talked about how additional responsibilities will actually give him more of a chance to make decisions on his own, better known as freedom. So he suggested I use the word freedom in the title because freedom sounds better than responsibility.

We brainstormed some possibilities and came up with the items below.