Hey, I’m Maggie! I’m a 37 38 39 40 41 42-year-old mom to a great 8 9 10 11 12 13-year-old, J. We love hanging out, and our favorite activities are reading, roller skating and traveling.

A few years ago, I went through a not-so-pleasant divorce. (As if any ARE pleasant…) After recovering emotionally, I got to work on my finances. I wasn’t in a great place, but knew I could do better.

I picked up a few highly-recommended books and joined some online communities. My goal was to learn as much as I could and then start taking action.

All the while, something was gnawing at me. Even though I was on my way to financial security (and hopefully prosperity), I was still already in my late 30s. How could I teach some of these concepts to my son sooner so that he would have a head start?

We started with the basics — envelopes for saving, spending and giving. I created account registers and he balances each account as money goes in and out (old-school, with pencil and paper). I pay interest on his savings. We work on math concepts like percentages, and I insist that he always save at least 10% of everything he gets. How he divides the rest is up to him.

Most importantly, though, we have conversations. We talk about money, what it means and how it works.

I started this blog to keep myself accountable for continued teaching and growth, but also to share what I’ve learned and what I’m doing.

Read my first post for a little more about me.