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Real-life money lessons

Yes, your 11 year old can learn to budget

For over a year, our family has been using FamZoo. Now that my kiddo is starting middle school, I felt it was a good time to introduce budgeting. (Okay, actually I was really excited!)

I started with a paper budget that had five categories. That lasted for all of a hot second before we ran out of space — even kids need more than five categories.

Enter YNAB. I’ve used it for years (you’ve heard me love on it before) — why not have J give it a shot? It also seemed like a good time because he could use the YNAB app on his new cell phone.